Autumn Budget 2025
What it means for you and your business
The Autumn Budget is a pivotal moment for business owners and taxpayers, influencing investment, employment, and personal finances. At Sumer, our experts cut through the noise to share practical insight and explain what the Chancellor’s announcements mean for you.
Discover what the key changes are for you and your business, and download our free Autumn Budget report below.
Download our complete Autumn Budget report below!
Our team of experts has summarised all of the Autumn Budget changes for SMEs in a useful guide, which you can download for free below.
Key announcements from the Autumn Budget
High-Value Property Surcharge
Properties over £2m face new surcharge and higher property income tax from 2027–2028.
Income Tax Freeze
Thresholds frozen until 2031, pulling more earners into higher tax bands through fiscal drag.
Rising Savings & Dividend Taxes
Dividend and savings income tax rates increase by two percentage points from April 2026.
Pension Salary Sacrifice Changes
Pension salary sacrifice above £2,000 will incur employer and employee National Insurance charges.
Latest Autumn Budget articles
Autumn Budget 2026: what UK SMEs should expect ahead of 28 October
The Government has confirmed that the 2026 Autumn Budget will take place on Wednesday 28 October 2026. For business owners, accountants and finance leaders, the Budget is one of the most important dates in the financial calendar. It often shapes tax policy, business investment, employment costs and economic growth for years to come. While we
From Inheritance Tax to Investment: What the 2025 Budget Means for Your Farm
The 2025 Autumn Budget landed after weeks of speculation, setting the stage for farming families who’ve been waiting for clarity. In response, Sumer’s agricultural specialists Jack Deal, Farms & Estates Partner at Scrutton Bland; Mark Smeaton, Partner at EQ; and Andrew Perrott, Partner at Monahans share their insights on what the Budget means for the
Autumn Budget 2025: Expert Insights for SMEs
Small and medium-sized enterprises (SMEs) are a cornerstone of the UK economy, yet they continue to operate in an environment marked by rising employment costs, frozen thresholds, and uncertainty around tax reliefs. These factors have contributed to increased caution among business owners, with many delaying investments, limiting recruitment, and closely monitoring cashflow. This report brings
Sumer's Autumn Budget Champions
There are plenty of ways Sumer can make a difference to your business.
But if we had to pick one, it’s our people. With partner-led services from local experts in every region, we offer national scale and personal support from people who understand your sector and your community. As the Autumn Budget brings new measures and opportunities, our specialists are here to help you navigate the changes, from tax planning and compliance updates to long-term growth strategies, so you can make informed decisions with confidence. Speak to an expert advisor in your local community today.
Adam Bonell
HW Fisher
Adam Bonell
Adam has over 27 years’ experience advising individuals on all aspects of UK taxation, including its interaction with foreign jurisdictions. A particular focus of his work is supporting clients with cross‑border elements to their affairs, including families moving between jurisdictions and individuals with overseas interests.
In addition to his private client work, Adam has extensive experience advising businesses on tax and compliance issues associated with internationally mobile employees, including tax‑efficient secondments, social security planning, tax equalisation and protection programmes, share incentives, and related matters. He has a detailed understanding of UK tax law and its interaction with overseas jurisdictions and double tax treaties.
Email: abonell@hwfisher.co.uk
Daphne Hemingway
London
Daphne Hemingway
Email: dhemingway@hwfisher.co.uk
Lisa Wilson
North West
Lisa Wilson
Email: lisa.wilson@cowgills.co.uk
Nick Wright
Midlands
Nick Wright
As a member of the ICAEW and CIOT I specialise in technical corporate tax planning and company reorganisations advising on a variety of projects from mergers and acquisitions, management buyouts and demergers to venture capital schemes (EIS/SEIS) and employee incentives including share schemes.
I regularly write for various tax journals with articles published in Taxation, Tax Adviser and ICAEW Taxline.
Contributing author of Tolley's Tax Planning as well as CIOT Employment Tax Committee member.
I regularly present lectures to fellow professionals through various CPD providers including MBL, CPDStore and a variety of CIOT/ICAEW branches.
I also host of the Tax Hour podcast, the links can be found here
or here
Sam Stent
East Anglia
Stuart Noakes
South East
Supporting you across the UK
If you are concerned the 2025 Autumn Budget is going to affect you, we have Champions across the UK who are engaged and ready to support you.
Get in touch with us below to discover who your local Business Champion is, and we'll ensure you're on top of any changes.
Let's strengthen your
organisation’s financial future.
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